New Delhi, India, November 5, 2025– FinecoBank has delivered a strong third-quarter performance, surpassing analyst expectations for both profit and revenue. The Italian online bank continues to grow steadily, driven by a surge in new customers and consistent financial results.
For the July to September period, FinecoBank reported a net profit of €163 million, beating the €154 million estimate from analysts surveyed by Visible Alpha. The bank’s total revenue reached €325 million, slightly ahead of forecasts and matching the same quarter last year.
A key factor behind this performance was a solid net interest margin (NIM). This margin, which reflects the difference between interest earned on loans and interest paid on deposits, remained stronger than expected. It helped FinecoBank maintain stable income despite broader economic pressures.
Following the earnings announcement, Fineco’s shares rose 1.3% in early trading. That gain outpaced the 0.4% rise in Italy’s main stock index, signaling investor confidence in the bank’s outlook.
Chief Executive Officer Alessandro Foti expressed optimism about the bank’s growth. He said 2025 is on track to become a record year for new client acquisitions, surpassing the previous high set in 2024. In October alone, Fineco added around 19,300 new clients, a 30% increase compared to the same month last year.
The bank also reported strong net inflows, which represent the amount of new money invested by clients. These inflows rose by more than 30% year-on-year, reaching approximately €1.3 billion in October.
FinecoBank highlighted that 2025 is shaping up to be a standout year for its brokerage business. The October figures reflect a growing and stable revenue base in this segment, which continues to attract active investors.
Looking ahead, Fineco expects all areas of its business to contribute to revenue growth in 2026. The bank plans to share more details about its strategy during its Capital Market Day, scheduled for March 4, 2026.
Investment firm Jefferies responded positively to the update. Analysts noted that the bank’s guidance points to a recovery in net interest margins in 2026. This follows a slight decline seen earlier in 2025. The expected rebound is seen as a key driver of future earnings.
Fineco’s strong results come at a time when many banks are facing challenges. Rising interest rates, inflation concerns, and economic uncertainty have made it harder for traditional banks to maintain stable performance. However, Fineco’s digital-first model and efficient operations have helped it stand out.
The bank’s ability to attract new customers and maintain consistent revenue shows that its strategy is working. While other financial institutions are adjusting to changing market conditions, Fineco continues to expand.
Operating entirely online, FinecoBank offers a mix of banking, investment, and trading services. Its platform appeals to customers who want low fees, transparency, and easy access to financial tools. This approach has helped the bank grow its user base while keeping costs under control.
The rise in digital banking has also played a role in Fineco’s success. More people are turning to online platforms for their financial needs. Fineco has positioned itself well to meet this demand, offering a seamless experience for both new and experienced users.
With strong client growth, solid financials, and a positive outlook, Fineco appears well-prepared for the year ahead. The bank’s leadership remains confident that its business model will continue to deliver results.
As of today, €1 is equivalent to approximately $1.17.
